As Americans, we love our pets. They’re part of the family, and we want them to have the best possible care. That care can be expensive, though: According to the American Pet Products Association, in 2017 more than $17 billion was spent on veterinary care in the U.S.

And similar to healthcare for humans, budgeting for pet medical expenses can be difficult; even one accident or emergency could mean thousands of dollars in unexpected costs.

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