In Parts 1 and 2, we talked about deductible and liability coverage.  There are two other coverages that you should consider. Collision & Comprensive Vehicle Insurance You may remember that liability car insurance covers the medical and property damages to others. Collision Car Insurance covers your vehicle such as if you hit an object like a fence or pole.  It also covers damage to your car...

In Part 1, we discussed deductibles and what you should consider regarding a low vs. high deductible.  A second very important part of your vehicle coverage is liability. What is Liability Insurance? Liability car insurance covers damages to another person that result from an accident you cause.  It is one of the most base types of coverage and is also mandatory in every state.  The actual...

Many questions come to mind when you are getting your car insurance.  Questions like: What do all these numbers like 100/300/100 mean? What is an umbrella policy and do I need it? How much coverage do I really need? That third question is one that we all face.  We know how much we want to pay -- as little as possible so it doesn't hurt the budget too much. We know how much the highway patrol...