Have you checked to see if you’re covered from house fires in your homeowner’s policy? If so, are there any limitations on what you can claim in the event of a fire? If you’re not sure, then now is the perfect time to contact BJI and do a review. These are the most common forms of coverage for house fires. Dwelling Coverage: This includes the structure of your home as well as any attached...
In our last post, we discussed how to keep your home safe from a fire. However, even if you’re extra careful and cautious, a fire may break out from unforeseen circumstances. Regardless of the cause, there are some things to remember when faced with this kind of situation so that you and your family can make it out unscathed. For Small Fires If things haven’t gotten out of control, then you may...
If your home burned down, what would you do? This is a horrible thing to consider, but the fact is that you never know when or how it could happen. If you’re not prepared, then it could cost you a lot more than you might think. So, to alleviate your concerns and ensure that you and your family stay safe, we’re going to talk about fire safety in the home and what you can do to protect yourself....
As you can imagine, icy roads lead to a spike in auto insurance claims. Here are the ones to watch out for the most. Collisions Even if you’re driving carefully and diligently, someone else could veer off due to ice and slam into you. Depending on the road conditions, you could wind up with a minor fender bender or a severely damaged vehicle. Tree Damage Branches don’t just fall onto roofs. If...
Everyone should do an insurance review at least once per year. Here's what you need to know. Why You Should Do an Annual Insurance Review How to Do Your Annual Insurance Review Questions to Ask at an Annual Insurance Review Ready to schedule yours? Call us at 865-922-3111 or click here to use our contact form.
Depending on the kind of car you drive, winter weather can be a hassle for several reasons. First, the roads are going to be tough to traverse, with black ice and snow causing you to skid and slide all over the place. Second, if your car is exposed to the elements, it may get damaged in the process. In many cases, your battery will die from the cold temperatures. In extreme cases, some of the...
As we mentioned, the winter is a busy season for insurance agents due to the spike in claims. But what kind of issues are homeowners experiencing the most this time of year? Here are some examples. Roof Damage Most of us don’t pay too much attention to our roofs until they are caving in on us. The added weight of ice and snow can lead to a collapse if you’re not careful. Even if the worst...
