We previously discussed the benefits of an independent insurance agent. So how do you choose the right agent for you? Understand the Difference between Independent Agents, and "Captive" Agents. Captive agents work with one specific insurance company. As part of their business agreement with that company, they can offer only that company’s insurance products. They may also be required to sell...
We most often hear that texting and driving being distracted driving, but it is far more. Do you realize that distracted driving has been happening for decades? Most people don't think about switching music being a distraction. In the 1970's it was changing 8-tracks; in the 80's it was changing cassettes; in the 90's, it was changing CDs; and now, it is scrolling through music on your phone or...
In these two weeks, we have been discussing insurance tips that every college student should know. Today, we want to provide you, as the college student, some tips to help you. It CAN Happen to You Many times young adult individuals do not think that something like the topics in this series can happen to them. Whether it be an incident with your car or your personal property, you NEED to...
In these two weeks, we are discussing insurance tips that every college student should know. When we discussed personal property a few days ago, we talked about the possible need for renter’s insurance. If you need it, here is some information to help. There are two kinds of renters insurance policies. You can choose from actual cash value or replacement lost when you're looking into renters...
In these two weeks, we are discussing insurance tips that every college student should know. Many people don’t consider the risk of identity theft for a college student. That’s the topic of this third tip. Is My College Student Really at Risk? 10 million Americans are victims of identity theft each year. You may be surprised that it can happen to every classification of person — babies, the...
In these two weeks, we are discussing insurance tips that every college student should know. This second tip deals with your vehicle. There are different things to consider depending on your situation. Coverage Without a Car at College Even if the student is not driving a car while at school, he or she should still be kept on the policy if driving during breaks or while at home. A distant...
In these two weeks, we are discussing insurance tips that every college student should know. Our first tip deals with personal property. Know what you have AND that your insurance will cover your student's possessions. Know What You Have: Make a List Keep a list of all of the items the student is taking with them to school to make sure you have enough coverage for everything. It's also helpful...
Whether you are a college student getting ready to head off to college or you are a parent preparing to send your son or daughter to the university, insurance may not be something that immediately comes to mind. There are so many other things to handle! A percentage of people think about health insurance, but there are four other types of insurance that you definitely need to consider:...
