When it comes to reviewing your policy, be sure to contact Bob Johnson Insurance today. We are more than happy to go over your coverage and see where you may need additional protection. Since your teenager likely doesn’t have his or her own policy, it’s imperative that you make sure that he or she is covered before sending him or her off to school.
When doing a review, there are two common areas that may need to be updated or amended. Today, we are discussing auto insurance.
Reviewing Auto Insurance
Is the car your teen is using under your name? If so, then you want to be sure that any accidents or damaged are covered and won’t severely affect your rates. If your college student is earning money, it can be a good idea to have him or her pay for an individual policy. This will not only help you out financially, but it will provide your teen with valuable experience and responsibility.
Some other elements of auto insurance to pay attention to during your review can include:
- Student discounts
- Out of state coverage
- Driving someone else’s car
- Good driver discounts
In the end, it’s better to have more coverage than you think you need so that you’re prepared for any eventuality. You don’t want to wait until something happens to discover that your teen is not covered under your policy. It’s always best to be safe than sorry.
How Long Does it Take?
Reviewing your coverage takes just a few minutes on the phone. Give us a call at 865-922-3111. We can let you know your options, answer any questions you may have and point out any discounts for which you might be able to take advantage.