Preparing Your Home for Winter

Preparing for Winter

Since your house may get covered in snow and ice, you want to be sure that the severe weather isn’t going to breach the inside, nor leave behind lasting damage that will have to be repaired. Although you can’t prevent any and all kinds of problems from occurring, you can avoid many common issues that plague homeowners this time of year.

When it comes to protecting your home from the harsh winter weather, your primary goal is to make sure that the cold stays outside where it belongs. Also, you want to keep an eye on parts of your home that are exposed to the elements, including the roof, windows, and gutters.

Keep in mind that this list is not comprehensive, but it should give you an idea of what to think about to get your home ready this winter.

Clean Your Gutters

If leaves and water are sitting in your gutters during the cold season, they could freeze over and cause damage to the gutter itself. In addition, if they get too heavy from an abundance of ice and snow, they could buckle and damage your roof in the process.

Overall, you want to keep them as clear as possible so that when the snows arrive, they aren’t adding to a bunch of gunk that is already there. One thing to remember is that it’s best to wait until there are no more leaves dropping so that you only have to do this once.

Repair Cracks

As water freezes inside these cracks, the ice will expand, widening and deepening the damage. Over time, a little break can turn into a fault line, which can put your home at risk. Ideally, you will work on cracks on both the pavement surrounding your home as well as any masonry that is on the outside (i.e., the chimney).

If your foundation is starting to crack, it’s imperative that you patch it up ASAP. If you let it go too long, then it could spell disaster for your house and lead to significant damage.

Inspect Your Heating System

Depending on where you live, you likely don’t have to use your heater until the weather gets colder. This means that it sits unused for months on end, which can lead to inefficient operation when the time comes.

As such, you want to get all of your machinery inspected before the temperatures drop so that you can improve your energy and heating bills and ensure that it won’t break down when it counts the most.

Reverse Ceiling Fans

This is a minor step, but it can have significant effects. By reversing the flow of the fan blades, you’re moving hot air up and around the home more efficiently, which can help you save some money on heating bills. Also, it enables you to use them all year long since you don’t have to worry about the fan cooling you down when it’s already freezing outside.

Clean Your Chimney

Unless you have a gas fireplace, chances are that your chimney needs some cleaning before you start putting wood inside. Many house fires are started from flammable material that wasn’t removed, so don’t put yourself at risk. If necessary, hire a professional to inspect and clean the inside thoroughly.


Preparing For Winter Series

Tips for Handling Power Outages

Tips for Handling Power Outages

If you are not already prepared for the event of a power outage, it is something that we highly recommend. Power outages can occur for a number of reasons and can happen anytime, without warning. We recommend that you have a list of materials ready in the event that you have a power outage, and an action plan put in place in the event of a power outage.

Preparing for An Outage

Make Sure Your Devices are Charge

This one is pretty simple, make sure that your cell phone, laptops and other electronic devices are fully charged at all times.

Have Backup Batteries

You may want to make sure that you have some backup chargers and portable batteries that you can use to charge your devices in the event of a power outage.

Have a Generator

Having a backup generator is critical in the event of a long term power outage. Make sure to speak with an expert about what size you need for your home.

Get a Cooler

Coolers are always handy in the event of an outage. Make sure that you have a reliable cooler that can keep your food cool for six to seven days, in the event of a long term power outage.

Have Ice Bags or Packs Stocked

To accompany the cooler, make sure that you either have a bag of ice in your freezer or individual ice packs that you can use in your cooler to keep your food cold.

Keep Your Gas Tank Full

In case the outage is widespread, make sure that you always keep a full tank of gas in your vehicles. This can come in handy in the event of an emergency.

Know How to Manually Open Your Garage

If your cars are parked in your garage and the power goes out, make sure that you know how to manually open your garage doors.

During an Outage

Here are some pointers that you can use during an outage.

Use Flashlights

Use flashlights instead of candles to prevent a fire from occurring.

Keep your Refrigerator and Freezer Closed

Keep your refrigerator and freezer closed when you aren’t using them to keep your food and drinks cold.

Go Somewhere Cool

If it is hot, go somewhere cool like a movie theater or find a shelter.

Keep Warm When it is Cold

If it is cold outside, layer up so that you can stay warm.

Disconnect Appliances & Electronics

Make sure to disconnect any of your appliances to avoid a surge when the power comes back on.  If any of your electronics are not protected by a surge protector, unplug them as well.

 

Although a power outage is many times a temporary inconvenience, other types of damage to your home is not. Homeowner’s insurance helps protect in case you experience loss or damage to your home or property.  If you’d like, call us at 865-922-3111 (local) or 800-624-3339 (toll free) or click here to contact us.  Our staff are trained to help you make the best choice to protect your home and property.

5 Tips to Keep Your Home Safe this Halloween

Home Safety Tips for Halloween

Halloween kicks off the holiday season with festive and “spooky” decorations, fun costumes and treats galore. But with fun and festivities come increased risks around your home that can ruin what is meant to be an enjoyable holiday.

The good news is, you can avoid the risks with these simple Halloween home safety tips.

Keep your porch well-lit and clutter free

If you plan to hand out candy to trick-or-treaters on Halloween, be sure the walkway to your porch is free from cords, ropes, and other clutter that can could easily trip a young ghost or goblin.

Make sure that you keep your walkway and porch well-lit so visitors can see and avoid tripping on flower pots and any decorations or debris.  Turning on your porch light and adding additional lights, if needed, can help you avoid any accidents.

Be careful with open flames

Festive decorations can be one of the most enjoyable things about Halloween, but can also pose risks.  Candles with an open flame can be a fire hazard in your home. Keep paper decorations far away from candles. If you put candles in your carved pumpkins, do not leave them unattended.

Keep pets away from trick-or-treaters

Your furry friends may want to join in the fun of greeting trick-or-treaters at the door, but it’s best to confine them away from young strangers in costumes.  While your pet may be very friendly, the excitement of having the doorbell ring frequently and having youngsters reaching out for candy, could stress your pet and cause them to jump or even bite.  Avoid this situation by keeping Fido away from the front door.

Keep your Decorations and Gags Safe

If you plan to dress up your yard with Halloween decorations, make sure they are not sharp, dangerous in any way, or meant to alarm anyone who visits your home.  Decorations are meant to be fun, so make sure they are just that!

Keep Halloween a fun and festive night for you and your neighbors!

By following a few, simple Halloween home safety tips, you can enjoy the spirit of the season while avoiding unnecessary risks and expense. Keep your home safe for your family and your trick-or-treaters!

 

Grilling Safety Part 1: General Tips

Grilling Safety Series

Whether it’s in the backyard, tailgating or elsewhere, grilling seems to be one of life’s simple pleasures.  Unfortunately, there are potential safety issues as well. An average of 8,900 home fires each year are caused by grilling, 80% of them happening with a gas grill.  Here are tips to help you when protect yourself, your family and your home.

Do not leave the grill unattended.

Choose a safe location for your grill. They should be on a level surface and away from the house, garage or other structures. Be sure pets and children are kept away. Do not use them on a balcony, near objects that can catch fire (including your deck rails) or under overhangs or branches.

Only grill outside. Do not use it in a garage, tent or other enclosed space even if it is ventilated due to the risk of carbon monoxide buildup.

Pay attention in cold weather. On cold days, allow extra preheating time and check meat temperatures with a thermometer to make sure it is safe to eat.  Do NOT wear a scarf or loose clothing that can catch fire.  If it is windy, shield the grill and keep it at least 10 feet from anything combustible.

Keep children safe — at least 3 feet from the grill, especially those under 5 years old. 37% of grill-related burns seen at emergency rooms in 2014 were children under 5.

After Grilling

Keep your grill clean.  Remove fat or grease buildup on the grill and the trays underneath.

Dispose of coals properly.  When disposing of charcoals, soak charcoals thoroughly in water and dispose of them in a metal container.

If you are keeping the coals, the coals should be cooled.  Cover the grill tightly and close the vents. This should extinguish the coals and whatever is left will be ready for next time.