Tag: prepare for winter

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Be Prepared for Common Winter Vehicle Insurance Claims

Preparing for Winter

As you can imagine, icy roads lead to a spike in auto insurance claims. Here are the ones to watch out for the most.

Collisions

Even if you’re driving carefully and diligently, someone else could veer off due to ice and slam into you. Depending on the road conditions, you could wind up with a minor fender bender or a severely damaged vehicle.

Tree Damage

Branches don’t just fall onto roofs. If your car is parked under a tree and it collapses, then you’re looking at some significant damage and repair.

Pothole Damage

Winter weather can lead to a lot of problems with the roads, which usually take the form of potholes. In some cases, these can be quite large and deep, which means that they could damage your suspension or axles if you’re not careful.

Are You Covered?

Hopefully, you will not experience any of these circumstances. However, all kinds of damages can occur during extreme weather.  Is your coverage sufficient?  For example, if you had to abandon your car due to severe ice and snow and it was towed, will your insurance cover it? Usually, you’re on your own in that case, but some cities will waive fees due to extenuating circumstances.

Don’t be caught unprepared.  Let us help you with an insurance review.  It’s easy and provides great peace of mind.  Give us a call at 865-922-3111 or click here to contact BJI.

 

Preparing For Winter Series
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Preparing for Winter Series

Preparing for Winter

As we’ve seen in years past, winters are getting more brutal and harder to recover from if you’re not prepared. In some areas, buckets of snow and ice can fall in a seemingly endless barrage until you’re covered and potentially snowed in.

This kind of weather can wreak havoc on your home and your car, which is why it’s so crucial that you prepare your properties ahead of time. Don’t wait until the first snow falls to update vital elements of your home or automobile as that will be too late.

In this series, we provide you with some how-to tips to keep your items safe and secure this winter, as well as look at how you can avoid costly insurance claims. This time of year can be one of the busiest for insurance agents.  These tips may help you avoid being part of that that statistic.

Make sure that you are well-covered.  If you haven’t done an annual insurance review yet, the beginning of the year is a great time.  It’s easy.  Just give us a call at 865-922-3111 or click here to use our contact form.