If you’ve started looking at auto insurance quotes, you’ve probably noticed that they don’t always look the same. Different companies may show different prices, different coverage levels, and different details that can be hard to line up side by side. Because of that, comparing quotes isn’t always as simple as picking the lowest number. The goal is to understand what you’re actually getting so...
Table of Contents What’s Unique About Policies for Auto Insurance in Knoxville, TN Tennessee Minimum Coverage Requirements What Impacts Your Rates in Knoxville Know Your Coverage Options Liability Coverage Collision Coverage Comprehensive Coverage Uninsured and Underinsured Motorist Coverage Medical Payments (MedPay) or PIP Choosing the Right Fit How Much Coverage Do You Really Need? Don’t...
We previously discussed the benefits of an independent insurance agent. So how do you choose the right agent for you? Understand the Difference between Independent Agents, and "Captive" Agents. Captive agents work with one specific insurance company. As part of their business agreement with that company, they can offer only that company’s insurance products. They may also be required to sell...
When we are shopping around for the best insurance policies, we aren’t always looking at the aspects of those policies that should matter the most to us. It is so easy to get caught up in the deductible, premium and getting a good deal that you forget about avoiding some of the most common insurance mistakes. Today, we are going to discuss some of the most common mistakes that most people make...
Those insurance commercials on TV can be so amusing, but when it really comes down to it, which kind of insurance agent do you want? Let’s take a look. There are three types of insurance agents: independent, captive and direct through the internet. Our post "Why should you choose an independent insurance agent over online insurance?" explains why getting insurance online may not be your best...
Did you know? Online insurance companies cannot provide you with the personalized attention and answers that you will receive from an independent agent who is working in your best interest to help you find the best coverage at the best price for what you need. What coverage is best for your house? What about those special additions or situations that need extra attention? What can you do to...
Did You Know? Unlike captive agents, independent agents and brokers can offer products from many insurance companies. This helps them better serve your interests, as they can review multiple options to find a policy and rate that’s right for you. Keep reading to learn more. Are All Insurance Agents The Same? To get the best deal on insurance, many people consult an insurance agent or broker. But...
