Choosing the Right Convertible

Choosing the Right Convertible

For some people, the only way to drive is with the top down. While many drivers out there are fine with standard vehicles, you know that the thrill of having a convertible is too much to ignore. 

But how can you be sure that you’re picking the right model? Before you make a final decision, you’ll want to consider these factors. At Bob Johnson Insurance, we understand the appeal of an elegant convertible, which is why we’re here to help. 

Safety Features

No matter what kind of car you drive, you want to feel safe when you’re on the road. However, convertibles have some extra precautions you’ll want to take since the top half of the vehicle is missing. Some essential elements to consider are:

  • Roll Bars – these bars help protect any passengers in case the car flips over. 
  • Airbags – side impact bags are going to be more critical in a convertible, so make sure your model has them. 
  • Rearview Camera – although a convertible offers more visibility for the driver, it may not be enough. Eliminate blind spots with these cameras. 

Hard vs. Soft Top

When picking out the right convertible, one of the most crucial elements will be the top. For the most part, drivers prefer having a soft top that comes with an automatic folding system. However, if you’re driving something with a little more panache, a hardtop may be more preferable. Let’s look at the pros and cons of each. 

Hardtop Convertibles

These models will resist wear and tear much better, and they will avoid leaks in the rain. However, they can be cumbersome to attach, and you may not be able to bring it along. In that case, you can risk damaging the inside of your car if the weather gets foul. 

Soft Top Convertibles

For the most part, these units are much more convenient, especially if you’re worried about the weather. However, they can get damaged easily, so keep that in mind. 

Other Considerations

If you’re new to the world of convertibles, then you may not be aware of all of the various elements that come with your new ride. Here are some additional factors to think about. 

Wind Noise – It will be much louder with the top down which can interfere with conversation and music while you’re speeding down the highway. 

Wind Damage – Not only will your hair fly around, but the wind can catch other items in your car and send them flying. Be sure to secure items in the car.

Putting Top Up/Down – It can be a process to convert your car, so make sure that you’re prepared to do this whenever necessary. 

Security – You can’t leave valuables in your car when the top’s down, so make sure that you don’t fall victim to theft. Also, your car can be stolen much easier if the car is unattended and the top is down, so plan for that as well. 

Trunk Space – The top can take up much of the storage on your vehicle, so be aware of that. 

Climate Control – A/C and heating are useless when you’re exposed to the elements. Some new models have heated seats to alleviate this issue, but it can still be a problem for some. 

Overall, if you’re committed to the convertible life, then you can prepare yourself for anything. Contact Bob Johnson Insurance to make sure that your new ride is covered, and enjoy the road as it was meant to be. 

How to Buy a Car for Your Grad

How to Buy a Car for Your Grad

Although most high-school graduates aren’t lucky enough to get a car for finishing school, you may be in a position to offer your child a sweet ride for getting around. However, while this can be an exciting time for him or her, it’s imperative that you search for the right vehicle for your grad. 

Today, we want to go over some of the crucial details to pay attention to when buying (or helping finance) a car for your teenager. Because he or she is still new to driving, you want to be sure that you’re making the right choice. 

Safety

You want your teenager to be safe behind the wheel, so look for cars that have high crash test ratings. These are publicly available on sites like the Insurance Institute for Highway Safety. You can also look up other safety features such as:

  • Airbags
  • Blind Spot Warning
  • Lane Assist
  • Car Alarms/Anti-Theft Devices

Fortunately, modern cars are only getting safer, so getting something newer for your grad can help provide both of you with peace of mind. 

Mileage

As they say, it’s not the years – it’s the mileage. When picking out the right vehicle for your teenager, pay attention to the number of miles on it. Older cars can be in excellent condition if they’re lightly used, so don’t assume that newer cars are automatically better. Also, remind your teen that older cars are more cost-effective, and that they’re not paying for it. 

Cost of Ownership

While the sticker price counts for a lot, that’s only one aspect of owning a car. Consider everything that may increase the overall expenses for the vehicle. If your grad isn’t making substantial money, then getting a cheap car that requires more maintenance may cost you more in the long run. When calculating total cost of ownership, be sure to include:

  • Gas Mileage
  • Cost of Replacement Parts
  • Tire Condition

You will also want to get the vehicle inspected to discover any potential issues that may arise. Depending on where you bought the car from, there may be some nasty surprises waiting for you and your grad. Ideally, have an inspection done before you sign the paperwork to avoid any headaches. 

Don’t Forget the Insurance

You’re going to need insurance on the new (or new-to-you) vehicle. As an independent agency, we can provide you with rates for multiple companies so you can choose the one that best fits your budget and requirements. Call us at 800-624-3339 or click here to contact us. We’re glad to help.