Keep Your Pets Safe This Holiday Season

Keep Your Pets Safe This Holiday Season

When most of us think about the holidays, we imagine gathering the loved ones together and sharing in some spectacular memories. However, for our pets, the season can be more than a little stressful, not to mention dangerous. 

The fact is that things that seem innocuous to us could be a big deal for our furry friends. Crackling fires, guests visiting at various times, and foreign plants and objects in the house can turn the holidays into a danger zone if you’re not careful. 

So, with that in mind, let’s go over some safety tips to keep your furry friends protected during the holidays. 

Stow Away Medications

Family visitors bring a lot of baggage with them, and some of it can include medicine. Even if it’s something as benign as Tylenol, it can wreak havoc on your pets if they ingest it by accident. Be sure that everyone keeps their medicine out of paw’s reach. 

Don’t Feed Them People Food

It’s tempting to want to include your dog or cat in the holiday feast, but much of the food that we eat can be troublesome (or downright toxic) to our pets. Make sure that everyone who comes over respects this rule as well. 

Have a Safe Space

Many animals can get wiry and stressed out when visitors come over. Thus, before the family arrives, make sure that your furry pals are out of harm’s way. Whether it’s a designated room in the house or somewhere else, having a safe space for them will ensure they don’t freak out (too much). 

Fire Safety

A roaring fireplace can be warm and comforting, but it can also pose threats for your pets. Not only can dogs and cats get too overheated from the flames, but they may accidentally knock something into the fire, creating a dangerous situation. Keep all flammable objects away from the fireplace, and be sure that you have a cover in front of it at all times. 

Clear and Present Danger

Neatly wrapped gifts under the tree are appealing to us, but they can be more so to your pets. Ribbons and bows may look tempting to cats, which means that they may chew them up. If ingested, these materials can make your kitty sick, so you might want to avoid them or keep them out of the reach of your purring feline friend.

Decorations 

Cats are notorious for playing with fragile objects, knocking them to the ground for no reason at all. Christmas trees can also be a hazard as your feline attempts to dismantle all of your decorations. Overall, it’s best to keep all fragile items out of reach or secure them so they can’t be destroyed. 

Candles

Yes, lighting a few scented candles can make your holidays brighter, but as with the fire, pets can turn a pleasant evening into a rendition of Backdraft if you’re not careful. Keep candles out of the way, and remove any flammable materials nearby to avoid them getting knocked over.

This season, your pets deserve to have as much fun as you, which is why you want to take steps to keep them and your home safe. Hopefully, following these tips will avoid any disasters. 

5 Questions to Ask to Stay Safe on Halloween

Halloween Safety Tips

For many people, Halloween is the best time of year, all thanks to dressing up as your favorite character and getting free candy (what’s not to like?). However, while trick-or-treating comes with a lot of perks, it can also be a little unsafe, especially if you’re not prepared. 

At Bob Johnson Insurance, we want you to spend more time receiving and eating candy than worrying about your ghouls and goblins, which is why we’ve compiled a list of the top questions to ask yourself before heading out this year. 

#1 Are We Visible? 

Since trick-or-treating usually happens at night, you want to make sure that you’re not going to run into any problems. While most streets will be sufficiently illuminated, some may be darker than others. Bring some flashlights or reflectors, just in case. 

#2 Are Our Costumes Safe?

One of the most prevalent issues with costumes is that they can obstruct your vision. If you have little ones wearing masks, you want to make sure that they won’t trip or fall along the way. Also, keep in mind that your clothes may be flammable, so stay away from candles or jack-o-lanterns as much as possible. Finally, check on your accessories to ensure that they won’t be a hazard. 

#3 Where are We Going? 

Having a route planned ahead of time will be the best way to spend the evening. Not only will this ensure that you don’t get lost, but it will help you make your night more efficient. Wandering around aimlessly usually doesn’t get as much candy, so avoid it as much as possible. 

#4 What are My Kids Eating?

While most reports of unsafe Halloween candy are overblown, you do want to be careful of your little one’s eating habits. Check candy before eating it. Make sure wrappers are still sealed. Too much sugar can be risky, and if your child suffers from food allergies, you have to be more vigilant than usual. 

#5 How are My Pets?

If you have a dog or cat that freaks out whenever someone comes to the door, then Halloween will be more than a little nerve-wracking for both them and you. If possible, you will want to sequester your pets for the night and try and make them as comfortable and stress-free as possible. Check on them from time to time and give them food and water as necessary. Also, allow potty breaks so that they don’t mess up your floors. 

Halloween is one of the most fun nights, so make sure to stay safe this season. With these tips, you can be enjoying candy in no time. 

Seasonal Household Safety Tips

Seasonal Household Safety Tips

When the weather changes, so do our habits. Now, instead of spending time lounging in the sun and trying to stay cool from the Tennessee heat, we have to start bundling up and preparing for colder nights and brisk fall days. 

While the season brings plenty of fun activities (like football games), it can also bring some unexpected hazards. At Bob Johnson Insurance, we want to make sure that you’re prepared for anything this fall, which is why we’re offering some household safety tips this year. 

Check and Inspect Your Heating Sources

Since Knoxville isn’t known for being chilly during the spring and summer, your heater and fireplace are not going to get much use during the warmer months. However, being inactive for so long can cause problems if you’re not careful. 

So, with that in mind, you want to make sure that you inspect all of your heating sources before you use them. Fireplaces can collect flammable debris, and the chimney could become a massive fire hazard. 

Space heaters can pose a threat if they’re old and don’t have modern safety precautions. Your furnace can also be a hazard if it hasn’t been inspected in months. 

Keep Your Home Fire Resistant

Throwing some logs in the fireplace or lighting candles can make the chilly autumn nights more accommodating, but you want to be sure that you’re not putting yourself or your family at risk. 

When lighting any fires in your home, make sure to check the surrounding area for anything flammable. Keep candles away from the walls, and don’t let them burn all night while you sleep. Even a smoldering fire in the fireplace can emit sparks, so extinguish all flames before heading to bed. 

Pay Attention Outside

The fall season is time to bring out the holiday decorations, as well as prepare your plants for winter. Exercise caution when climbing up on the roof, cleaning your gutters, or pruning leaves. Falls and other accidents can happen fast, so you have to stay vigilant at all times. 

Also, keep in mind that the ground can get slippery as the weather changes. Rains and cold temperatures can create hazards, which is why you want to wear quality shoes with sufficient grip whenever you’re outdoors. 

Be Prepared in Case You Need to Use Your Insurance

Following these safety tips will ensure that your holiday season only creates fond memories for you and your family.   Our hope is that your holiday season is filled with family fun and making new memories. It’s good to be prepared just in case something happens that involves your insurance.  Give us a call at 800-624-3339 or click here to contact us. It only takes a few minutes to check your policies to ensure your coverage is adequate.

10 Ways to Prepare Your Home for Fall

10 Ways to Prepare your Home for Fall

Summer has turned to Autumn in Knoxville, and it is time to get ready for the colder winter months (if you haven’t already). While preparing for holiday parties and celebrations should undoubtedly be on the list, we also want to make sure that your home is ready as well. 

So, with that in mind, here are 10 tips to prep your home for the season. 

Check Your Roof

As leaves and other debris start to collect on your roof and in your gutters, you want to make sure that they won’t pose any threat. Also, as the temperatures drop, critters will use any holes in the roof to get into your home. 

Inspect Your Basement

Just like your attic, bugs and vermin love to hang out in basements and crawlspaces. If you’re worried about an infestation, now is the time to call pest control and ensure that no critters will set up shop during the winter. 

Look for Leaks

Whether it’s through window cracks, door jambs, or other seals around your home, heat will invariably escape. Unfortunately, that means that your utility bills will be higher during the colder months. Now is when you want to locate and fill any of these leaks. 

Check for Water

Metal pipes can degrade over time, especially when the temperature drops. Hoses, faucets, and any other water systems outdoors are particularly susceptible to leaks, so check them first. 

Clean Your Filters

Since you’ll be spending more time indoors during the fall and winter, you want to make sure you’re breathing clean air. If you haven’t checked your filters in a few months, now’s the time. 

Inspect Your Walkways

Driveways, sidewalks, and stone pathways can develop cracks, which will only worsen as the weather gets colder. Take care of them now before they become a problem. 

Call in the Pros

Your home’s heating system, furnace or otherwise, has been out of action for most of the year. Getting it inspected by a professional will ensure that you don’t experience problems when it’s time to get warm and toasty. 

Check Your Chimney

It’s probably been a while since you’ve had a fire in your fireplace. If your chimney is dirty or clogged, it can be a significant hazard. 

Inspect Your Extinguishers

If there is a fire in the home, you want to be sure you can put it out. Extinguishers go bad over time, so check them out before you need them. 

Test Your Alarms

Smoke and carbon monoxide detectors can also wear down over time. While they will alert you if you need to change the battery, it helps to inspect them further, just to be safe. 

Although these 10 tips are useful, don’t forget to go over your homeowner’s insurance policy as well. It only takes a few minutes on the phone to make sure that you have the coverage you need to be safe this season.  Give us a call at 800-624-3339 or click here to use our contact form.

Why You Need a Home Inventory

Why You Need a Home Inventory

As a homeowner, you make sure that you have insurance to cover your property from damage such as fire, environmental hazards, and flooding. However, while it’s relatively easy to determine the costs of repairing and rebuilding your home after such a devastating event, what happens when you have to replace all of your stuff inside?

According to a survey from the National Association of Insurance Commissions, only 41 percent of Americans have a detailed inventory of what’s inside their homes. This means that if the worst were to happen, you would likely get far less than what you need to reclaim your life pre-loss.

So, with that in mind, we want to go through the process of home inventory. It’s imperative that you have a detailed record of everything inside your property so that your claim will be sufficient enough to get it all back.

What is a Home Inventory?

Simply put, a home inventory is an itemized list of everything inside your house. Whether it’s furniture, clothing, jewelry, or electronics, all of it should be listed so that it can be included in your insurance claim.

When you consider the cost of replacing everything you own, it can be overwhelming to imagine that you might have to pay for most of it out of your own pocket. Having a detailed inventory list will ensure that you can get a reimbursement that will cover more than just the essentials.

Although a home inventory is ideal for any homeowner, you should pay careful attention to any big-ticket items that cost a lot. Jewelry, for example, should be insured separately. This is because most policies only cover about $500 to replace them, which can be substantially less than what you would pay.

Why is it Necessary?

There are two primary reasons that you want to get started on a home inventory as soon as possible.

First, you want to make sure that your policy reflects the actual value of everything inside your home. When determining a payout, it’s easy to estimate the cost of your property, as well as the expenses required to rebuild it. However, since your insurance agent doesn’t know what kind of stuff you have inside, they are going to draft a payout based on averages. In many cases, this number is far less than what you need.

Secondly, having a detailed inventory will make your claim much easier to file and process. So much time and effort is spent trying to figure out what has to be replaced, but if you have a list in place, you can streamline this process so that you can get paid faster.

Another benefit of doing a home inventory is that you can write off any losses that aren’t covered by insurance. For example, if you didn’t get your jewelry insured before it was lost, you can claim the difference on your taxes.

Unless you are independently wealthy, having a home inventory is going to make a substantial difference if and when you have to file a claim.

How to Do a Home Inventory

Fortunately, there are plenty of options available to you when you start your inventory. However, even just a pad of paper and a pen is preferable to having nothing written down. You can create your own list or use one of many different online tools to keep items organized.

To ensure that your inventory is always accessible, we highly recommend that you submit a copy to your insurance agent as soon as it’s finished (and every time it’s updated). It’s also a good idea to keep a copy on file in the cloud so that you can access it from any computer. This is helpful if you experience a total loss and any paperwork inside the home would be lost.

Home Inventory Tips

Taking inventory of your home is more than just listing everything on a sheet of paper (or an excel file). Since you could potentially list items that you don’t own, it’s imperative that you provide documented proof of ownership so that it can be counted in your claim.

Here are some things to remember when getting started.

Make a Video Recording

Pictures are also necessary, but they are easier to forge, which is why most insurance companies prefer a video recording instead. Make sure that there is a time stamp on the footage, and record yourself as well to prove that it was you making it. You don’t have to cover everything in a single shot, but try to get as much as you can in each take to make things easier for both you and the claims adjuster.

Group Items by Type

Although it can be helpful to list each product individually, it will take a lot more time to do. Also, most insurance policies will make an average number, so it’s not necessary to show every specific thing in your home.

For example, group clothing together by style and type. Shirts, pants, shoes, and accessories should all be clumped together. The only time you want to provide individual details is if the item in question is expensive or unique.

Update it Often

Every time you buy something from the store or receive a gift, you should take the time to update your inventory list. While you don’t have to resubmit it to your agent every time you do this, it’s helpful to provide him or her with an updated list every six months or every year.

Keep Receipts if Possible

While you probably don’t have receipts for a lot of the items you own right now, it can be helpful to keep them for future purchases. This is further documentation that can help you get a better settlement since you can put a dollar amount on each item.

Work With Your Agent

Once you have an inventory in place, then discuss what options you have with your agent. For example, if specific items (like jewelry or collectibles) have to be insured separately, you want to create a unique list for them and then develop a policy accordingly.

Bottom Line

Don’t wait until disaster strikes to take stock of your belongings. Having a home inventory in place will not only make things easier if and when something happens, but it will also provide you with peace of mind.

Even with a home inventory, it is important that you have the right coverage.  Doing an insurance review with your agent is an easy and great way to know your options and that your coverage fits what you need.  Tell us how we can help you…

Fireplace Safety

How to Keep Your Home Safe From Fire

There’s nothing quite like enjoying a warm, cozy fire in the fireplace.  It’s a place to create memories such as sitting around the big fireplace every Christmas Eve listening to the Christmas story and music.  It’s important, however, to keep your home and family safe by keeping your fireplace clean and properly serviced.

Here are some tips for a wood-burning fireplace.

  • Before making a fire:
    • Open the glass doors (if you have them), open the metal screen, and place your kindling and logs inside.
    • Open the damper and a window (just a few inches). Check to make sure smoke will go up the chimney by lighting a match in front of the fireplace, blowing it out, and watching the direction of the smoke.
  • What to burn:
    • Burn only dry, well-seasoned hardwoods in your fireplace.
    • Buy your wood in the spring and store it off the ground and protected from excessive moisture.
    • It takes 6 months to a year for green firewood to be seasoned enough to burn.
  • What NOT to burn:
    • Never burn any materials that are not approved by the fireplace manufacturer.
    • Never burn plastic or Styrofoam.
    • Do not burn trash because it can create a fire that you cannot control or possibly release dangerous poisons into your home.
  • When burning a fire in the fireplace:
    • Use your fireplace for short-duration fires, 5 hours or less.
    • Safety Screen
      • Opening a window will help air flow up the chimney and will keep your house from getting smoky.
      • If your fireplace has glass doors, make sure to keep it open so air is drawn up the chimney.
      • Keep your metal firescreen closed to keep sparks from popping out on the carpet.
    • Never use flammable liquids (such as gasoline) to start a fire.
    • Never leave a fire unattended, especially when children are in the house.
    • Never use your hands to handle burning logs. Use appropriate fireplace tools.
    • Ensure that you wait at least 30 minutes after turning off your fireplace, insert, or stove, before touching it for any reason. The surfaces retain heat.
  • Keep your family safe.
    • Keep track of children and the infirm around your fireplace.
    • Children should not be allowed to play near the fire or to play with fire tools and equipment.
    • You may want to have additional barriers, like baby gates around the fireplace to ensure that the children cannot get near the fireplace.
    • As soon as they are old enough to understand, teach your children about fireplace safety.
  • Prepare your home.
    • Keep a non-flammable rug or other material in front of the fireplace to protect from flying sparks.
    • Be sure your home is equipped with smoke and carbon monoxide detectors. Check them regularly to make sure they work properly and have working batteries. Each level of your home should have detectors and there should be detectors in or near sleeping areas.
    • Equip your home with a fire extinguisher and know how to use it properly. Teach your family members how to use it properly.
    • Flammable materials should be at least 3 feet (or more) away from your fireplace.
  • Keep your chimney in good condition.
    • Keep your chimney clear. If animals nest or debris accumulates and blocks the chimney, it can cause carbon monoxide to flow into your house.  Be sure to have an appropriate chimney cap to protect against blockage and water damage.
    • Use a spark arrester on your chimney to prevent from sparks flying out which can potentially start a fire on your roof or lawn.
    • At least once per year or after approximately 80 fires, have your chimney inspected and cleaned by a certified chimney sweep. Ask him to show you hazards to watch for.
  • After a fire:
    • Cleaning the Firebox (area where logs burn)
      • During the months that you use your fireplace, clean the firebox when ashes build up and at least once per week.
      • Leave about an inch of ash because it helps the coals to heat faster and retains heat easier.
      • Keep the firebox completely clean during months you do not use the fireplace.
    • Remove the ashes.
      • It can take up to 3 days for fireplace coals to completely cool. Always wait that long before you remove the ashes.
      • Close the damper to reduce excess dust.
      • Wear a dust mask and open a window in the same room as the fireplace (to prevent negative air pressure).
      • Shovel the ashes into a metal container. Store the container far away from any combustible materials, surfaces and floors.
      • Never use a vacuum to remove or clean up ashes because they could contain live coals.
    • You can shine your brass fireplace tools with Worcestershire sauce and a toothbrush.
    • If you have glass doors, you can clean tough stains (from flames and heat).
      • Make sure they are cool and then use a razor blade to scrape off tough gunk deposits.
      • Clean the rest of the stains off with a cleaning solution. Spray or sponge the cleaner on and wipe it away with a newspaper (which is lint-free).  Three possible cleaning solutions include:
        • Add a squirt of liquid dishwashing detergent to a bucket of warm water.
        • Add a cup of white vinegar to a gallon of water.
        • Purchase appropriate fireplace glass cleaner at a fireplace store.
      • Cleaning your exterior hearth
        • A slate hearth should be washed, dried and coated with lemon oil every six weeks to make it shine.
        • A brick hearth should be cleaned with a brick cleaner purchased at a fireplace shop.

How to Keep Your Home Safe From Fire Series

How to Keep Your Home Safe From Fire Series

How to Keep Your Home Safe From Fire

In 2016, there were 352,000 residential fires. These resulted in almost 3,000 deaths, 11,000 injuries, and over $6.5 billion in damages. Although these numbers have been getting lower over the last decade, they paint a harrowing picture.

Don’t be a statistic.  Read these articles to help you keep your loved ones safe from a house fire.

Are you Covered in Case of a Fire? Review Your Home Insurance

How to Keep Your Home Safe From Fire

Have you checked to see if you’re covered from house fires in your homeowner’s policy? If so, are there any limitations on what you can claim in the event of a fire? If you’re not sure, then now is the perfect time to contact BJI and do a review. These are the most common forms of coverage for house fires.

  • Dwelling Coverage: This includes the structure of your home as well as any attached pieces, like a garage.
  • Personal Property: Most plans will cover a certain amount of property based on an estimate. This is most likely what you need to review so that you can be sure that everything you own is covered. In many cases, homeowners don’t update this part, and they are left with much less than they need to replace everything.
  • Detached Structures: Other buildings on your property (i.e., detached garages, sheds) are also usually covered.
  • Temporary Housing: If your home burns to the ground, or you can’t live in it while it’s being repaired, make sure that your policy will cover the cost of housing during the reconstruction period.

When looking at your insurance, it’s helpful to do an annual review to ensure that you have sufficient coverage for the price of your home and your belongings.

For example, if you got your policy when you first bought the house and it’s appreciated in value since then, you may come up short. Also, if you have more belongings than you did initially, you need to cover the difference.

Bottom Line

It’s never too soon to update your homeowner’s insurance with regards to fire coverage. Click here to contact BJI (or call 865-922-3111) today and set up an appointment. Don’t wait until it’s too late.


How to Keep Your Home Safe From Fire Series

What to Do in a Fire

How to Keep Your Home Safe From Fire

In our last post, we discussed how to keep your home safe from a fire. However, even if you’re extra careful and cautious, a fire may break out from unforeseen circumstances. Regardless of the cause, there are some things to remember when faced with this kind of situation so that you and your family can make it out unscathed.

For Small Fires

If things haven’t gotten out of control, then you may be able to extinguish it on your own. Here are some methods that can work.

Smother It: grease fires will only spread if you use water, so cover it with a pot lid or a large, heavy blanket. Make sure that it’s fully covered at once so that the blanket doesn’t ignite as well. Wool is ideal in this situation.

Fight It: if you have an extinguisher, then read the instructions and aim the foam or spray at the base of the flame. It will get messy, but that’s nothing compared to losing your belongings or your home.

Douse It: if you’re sure that the fire was not caused by electricity or oil, then you can throw water on it to put it out. However, if you’re not sure, use either of the previous two methods instead.

For Large Fires

If it looks like things are getting too intense, then evacuate the home as quickly as possible. Leave any and all belongings and focus on getting yourself and your family out first. Never run back into a burning building. Instead, call 911 and wait for them to arrive. Nothing is worth your safety or your life.

When evacuating your home, remember that smoke rises, so stay low to the ground. If necessary, practice a fire drill with your family so that they know where to go and what to do once they are outside.

If you have a multi-story home and the stairway is blocked, then try to climb out of a window or call for help. An escape ladder is always a good idea for this reason, and you should keep it somewhere accessible.

Safety Tip: Don’t Open Doors!

In some cases, the fire could be contained inside a room, which means that if you open the door, it could spread and engulf the rest of the house. Thus, be sure to test it first and see if the knob is warm. If it is, then leave the door closed.


How to Keep Your Home Safe From Fire Series

How to Keep Your Home Safe From Fire

How to Keep Your Home Safe From Fire

If your home burned down, what would you do? This is a horrible thing to consider, but the fact is that you never know when or how it could happen. If you’re not prepared, then it could cost you a lot more than you might think.

So, to alleviate your concerns and ensure that you and your family stay safe, we’re going to talk about fire safety in the home and what you can do to protect yourself. Also, it’s imperative that you double check your insurance policy to see if you’re covered and what may be missing from your plan.

Don’t wait until it’s too late, be proactive today with these tips.

House Fire Statistics

The National Fire Protection Association (NFPA) tracks and documents residential fires across the country by year. According to their data, it seems as if Americans are becoming safer overall, but there is still a lot of damage being done.

In 2016, there were 352,000 residential fires. These resulted in almost 3,000 deaths, 11,000 injuries, and over $6.5 billion in damages. Although these numbers have been getting lower over the last decade, they paint a harrowing picture.

The overwhelming cause of house fires is due to cooking accidents. Whether you left the stove on or something caught ablaze while you were making dinner, over half (50.8%) of fires are a direct result of these incidents.

As such, it’s imperative that you and your family understand the risk factors and work to correct any issues before they cause a serious problem. Although you may be able to put the fire out before it causes catastrophic damage, you don’t want to experience that kind of situation if you don’t have to.

Common Risk Factors in Your Home

Your house may be more vulnerable to a spark than you may think. Every year, people start fires on accident, because they aren’t aware of how easy it is for something to ignite. Thus, we want to make sure that you have a fundamental understanding of what could cause a blaze to erupt so that you can plan accordingly.

Outlets

For the most part, you shouldn’t have to worry about these if your house is newer and up to code, but problems can arise if you try to plug too many items in at once. Although many extension cords and power strips are designed to shut off if the circuit gets overloaded, the outlet may still act up and pose a fire hazard.

Old Light Bulbs

If you’ve ever touched an incandescent light after it’s been on for a while, then you know that they can get scalding. If you haven’t upgraded to LED yet, you could be putting yourself at risk if one of these old bulbs touches something flammable. Thankfully, newer models are not only safer, but they save you a ton of electricity as well.

Stovetop/Oven

We’ve already mentioned that cooking is the leading cause of house fires, so we would be remiss if we didn’t stress it again. Everything that gets hot in your kitchen can be a potential hazard, from the pots and pans to the stovetop itself. Pay extra attention when cooking with oils as they are hard to put out when they ignite.

Candles

Since these have an open flame, it’s imperative that you treat them with caution. A romantic evening can turn into a disaster if you’re not careful, so watch where you place your candles and make sure that they are completely out when you extinguish them. Candle smoke can ignite, so just because there isn’t a flame doesn’t mean you’re safe yet.

Fireplaces

Even though these are usually well contained, an errant spark or ember can become deadly. Not only that, but the chimney collects all kinds of residue and debris that can ignite and spread throughout your home.

Heaters

Whether it’s a furnace on the wall or a space heater, these units can get extremely hot and pose a threat to you and your family if you’re not careful. Modern ones will usually have built-in safety mechanisms, but they can’t prevent all accidents from occurring.

How to Stay Safe

Now that we know what to look for it’s easier for us to plan accordingly and protect ourselves and our families. Here are some tips to remember when fire-proofing your home.

  • Never leave cooking unattended. As soon as you walk away from your pot, pan, or stovetop, something could happen. It doesn’t take long for a fire to spread, so even a minute or two can be disastrous.
  • Have a fire escape plan. We’ll go over the specifics of what to do in a fire in our next post, but it’s essential that you and your family have a plan in place should the worst happen. Usually, serious injury or death occurs because people panicked and didn’t know what to do.
  • Have extinguishers handy. Places where fires happen naturally (i.e., stove, fireplace, etc.) should have an extinguisher nearby. Thankfully, you can buy small cans of foam or aerosol mixes that can stop a fire in its tracks.
  • Clean your chimney. If you go months without using your fireplace, it’s crucial that you clean it out before tossing a match inside. There can be a harmful buildup of flammable materials that need to be cleared first.
  • Keep combustible items away from heat. Drapes, clothes, paper products, and cooking oil can all ignite with little warning if they are exposed to enough heat. If there is a potential hazard in your home, clear the area around it as much as possible and keep it clear at all times.
  • Inspect your electrical system. If your house is old, it may not be up to code. Getting inspected can prevent something terrible from happening when you least expect it.
  • Check your smoke alarms. Although they can get annoying when they beep on low battery, these devices can be lifesavers. As such, don’t disrespect them or ignore them.

How to Keep Your Home Safe From Fire Series