As you can imagine, icy roads lead to a spike in auto insurance claims. Here are the ones to watch out for the most.
Even if you’re driving carefully and diligently, someone else could veer off due to ice and slam into you. Depending on the road conditions, you could wind up with a minor fender bender or a severely damaged vehicle.
Branches don’t just fall onto roofs. If your car is parked under a tree and it collapses, then you’re looking at some significant damage and repair.
Winter weather can lead to a lot of problems with the roads, which usually take the form of potholes. In some cases, these can be quite large and deep, which means that they could damage your suspension or axles if you’re not careful.
Are You Covered?
Hopefully, you will not experience any of these circumstances. However, all kinds of damages can occur during extreme weather. Is your coverage sufficient? For example, if you had to abandon your car due to severe ice and snow and it was towed, will your insurance cover it? Usually, you’re on your own in that case, but some cities will waive fees due to extenuating circumstances.